Will You Marry Me? (Depends… What’s Your FICO?
Is Your Credit Score a Dealbreaker?
We’ve all seen those viral dating profiles:
“Must love dogs, travel… and have a 700+ credit score.”
Funny? Sure.
But also increasingly real.
Whether we like it or not, credit scores are no longer just about qualifying for loans—they’re quietly influencing relationships, marriages, and major life decisions. And if you don’t think your score matters to your future partner, think again.
Love Might Be Blind… But Lenders Aren’t
In the early stages of dating, people focus on chemistry, common interests, and maybe even favorite pizza toppings. However, once the conversation turns to building a life together, finances enter the chat—and credit scores suddenly become a very real part of the equation.
Why? Because your credit score is a reflection of your habits, not just your history. It signals how you handle responsibility, manage stress, and follow through on commitments.
And for someone thinking long-term—marriage, a mortgage, kids—those things matter. A lot.
Red Flags Come in More Than One Color
Imagine getting engaged, only to discover your partner can’t co-sign on a lease, help with a home loan, or even qualify for a shared credit card. The emotional bond might be strong, but the financial strain could create real cracks in the relationship.
Here’s the kicker:
According to surveys, over 50% of millennials said they considered someone’s credit score before committing to marriage. And many admitted they would break things off over financial red flags alone.
In today’s world, a low score can mean more than just higher interest rates. It could also mean missed opportunities, delayed dreams, or being turned down—both by lenders and by potential life partners.
So, What Can You Do?
Thankfully, credit isn’t fixed in stone. It can be improved, strengthened, and protected—with a little bit of knowledge and the right steps.
Start by:
- Checking your credit report for errors and inconsistencies
- Paying your bills on time—even small ones
- Reducing your credit utilization ratio
- Avoiding unnecessary credit pulls
- Learning how credit works, especially in the context of real estate and large investments
Not only will these habits help your financial future, but they’ll also show potential partners that you’re serious about building a life—not just winging it.
Love + Credit = Real Talk
Let’s be clear: your credit score doesn’t define your worth. But it does impact your ability to show up for your future—with options, flexibility, and confidence.
If you’re dreaming about building a life with someone, don’t just talk about honeymoon destinations—talk about debt, credit cards, and long-term goals too. It might feel awkward at first, but it could save you years of misunderstanding down the road.
Ready to Fall in Love With Your Credit Score?
👉 Join us for an Intro and learn how to take control of your credit, build financial strength, and set yourself up for success—both in business and in life.
Because when you show up financially strong, you’re not just marriage material…
You’re Real Deal material.
